About US:
PostBank Uganda Ltd is a government owned bank regulated by Bank of Uganda under the Financial Institutions Act, 2004. The bank focuses on the mass market with operations spread across the country.
Job Summary: The Credit Manager Micro-Finance will support PostBank in the steering the growth of the micro-finance loan book in terms of volumes and quality with a close focus on group lending.
Key Duties and Responsibilities:
· In charge of approving loans in accordance with the policies of the bank
· Offers technical support to Group Loans and Individual Loans Officers
· Manages the Micro Credit operations of the bank
· In charge of mentoring and training Group and Micro Credit Officers
· Ensures strict adherence to credit policies and procedures
· Ensures that risk decisions are consistent with business objectives
· Guides and supports the monitoring and recovery of all micro loans
· Actively monitors and evaluates the performance of credit staff
· Ensures all credit risks are understood and that credit decisions are explicit
· Ensure growth of Micro credit loan book in both volumes and quality
· Perform any other duties as assigned by the Head of Credit.
Qualifications, Skills and Experience:
· The ideal candidate for the PostBank Credit Manager Micro-Finance should hold an honors Bachelor’s Degree in Microfinance, Business Administration, Commerce, or Economics or any related course
· A minimum of three years’ experience in Credit Management and Group lending methodology in a reputable financial institution
· Working knowledge of microfinance and in particular Group lending
· Excellent credit proposal writing, accounting, credit risk management, planning and team management skills
· Excellent interpersonal oral and communication skills
· Strong team player, Creativity and innovation
· Good grasp of the bank’s products and processes
· Working knowledge of organizational structure, work flow and operational procedures
· Good business acumen
· Proactive approach to work with a high level of maturity and self-drive
· Highly level of integrity and ethical standards
· Working knowledge of excellent customer service standards
How to Apply:
All suitably qualified and interested candidates should send their updated detailed CVs, cover letters, certified copies of certificates and testimonials together with names, email addresses and daytime telephone contacts of three referees and address to;
Head Human Resources,
Post Bank Uganda Ltd,
Plot 4/6 Nkrumah road,
P.O. Box 7189, Kampala. Uganda
Deadline: Friday 24th July, 2015 by 5.00pm