About UGAFODE:
UGAFODE Microfinance Limited (MDI) is a registered financial institution in Uganda and is adherent to the Central Bank’s regulations and guidelines and was founded in 1994 to provide quality microfinance services.
Key Duties and Responsibilities:
· In charge of the oversight of credit functions, credit risk management processes and growth of the Loan and Savings portfolio of the branch.
· The incumbent will be ensuring the adequacy and security of loan collateral and completeness of loan documentation.
· Supervising the collection efforts and processes including recovery, and disposition of repossessed collateral.
· Keenly examines all loan applications and ensures the adequacy and completeness of pre-loan eligibility requirements; client screening criteria; collateral; loan approval authority level; repayment terms and incentives; delinquency, and default management
· Evaluate the performance of the loan portfolio (both Growth and Quality) and generate periodic reports in line with the company’s guidelines
· Actively monitors loan accounts, loan payments, delinquent accounts and write-offs are within the acceptable past due rate
· Ensures regular audits and spot checks and ensures lending processes and loan administration activities adhere to existing policy guidelines including adequacy and security of collateral
· Regularly review and resolve client queries and complaints in order to maintain quality service delivery in the branch.
· Closely monitors non-performing loans and provides periodic status reports the credit and risk manager
· Perform any other duties as assigned by the Branch Manager
Qualifications, Skills and Experience:
· The applicants for the Credit Supervisor Jobs must hold Bachelor’s degrees in any business related field
· A minimum of three years of related work experience in regulated financial Institutions,
· Excellent analytical skills,
· Excellent oral and written communication skills
· Excellent report writing skills
· Age: Between 25 to 38 years.
How to Apply:
If you believe you possess the necessary skills and experience, desire to make a difference, apply though the Human Resource Manager with a detailed CV, stating your current salary, salary expectation, certified copies of complete academic transcripts and professional certificates, names of three referees and a daytime telephone contact to the address below.
The Human Resources Manager
UGAFODE Microfinance Limited (MDI)
Silva Arcade, Plot 62, Bombo Road
P.O. Box 30815
Kampala. Uganda
Email to: admin@ugafode.co.ug
Deadline: 17th August 2015