About UDBL:
Uganda Development Bank Ltd (UDBL) is the country’s only Development Finance Institution (DFI) established in 1972. The Bank has recently re-positioned itself as a partner to the Government of Uganda in delivering the theme of its National Development Plan.
Job Summary: The Senior Credit Analyst is responsible for conducting in-depth financial and industry analysis of existing and potential borrowers. The function entails identification of existing and potential credit risks and their mitigants. The key role of the analyst will be to determine the likelihood that a borrower will be able to meet financial obligations and pay back a loan.
Key Duties and Responsibilities:
Carry out independent financial analysis and risk rating of proposals presented to the bank.
Regularly review and critically analyze all credit applications for accuracy, completeness and compliance with policy; and make recommendations to the approving authorities.
Ensure the participation of reports including analysis, comparison, and commentary on the findings including abnormalities, unusual trends, one-time events, developing problems, etc. that require further investigation/clarification/explanation.
Actively monitor the performance and grading of the loan portfolio on a monthly basis and recommend remedial actions to management in accordance to credit policy.
Actively participate in business growth through timely credit assessment/ underwriting of projects and contribute towards the attainment of the development finance targets.
Maintaining “watch list” of problem loans and ensures risk ratings are updated correctly.
Qualifications, Skills and Experience:
The applicant should hold a commercial degree with accounting or financial bias. A professional qualification will be an added advantage.
Four years’ experience in credit analysis and loan documentation and processing in a banking institution.
Possession of professional qualification like CFA, ACCA, ACA will be an added advantage.
Excellent oral, report written communication, analytical, research and proficiency in Word processing and Spreadsheet software skills
Ability to meet deadlines
Ability to maintain the confidentiality of credit and Customer information
Excellent interpersonal skills and team orientation
How to Apply:
Send or deliver your application which shall include an up-to-date curriculum vitae, photocopies of academic documents and contact addresses of three professional references to: The Director, Human Resources & Administration, 1st Floor Wing B, Rwenzori Towers, Plot 6 Nakasero Road, P.O. Box 7210, Kampala. Uganda. Tel: +256414355555, Fax: +256414355556
Deadline: 15th May 2015 by 5.00pm