Job Description
The Commercial Loans Officer reports to the Credit Supervisor and is responsible for recruiting of clients and visiting prospective clients’ homes and business to assess credit worthiness. The officer will be required to access loans of at least Ugx. 15,000,000 and should have prior experience in Credit management.
Specific responsibilities for job position include;
1. Analyze existing customer data to identify expansion and/or additional business.
2. Loan appraisal & disbursement
3. Proactively cross sell and acquire new client relationships as well as selling additional solutions according to customer needs.
4. Follow up and recovery of loans
5. Ensure accurate and timely filing of all loan documentation.
6. Any other duties as may be assigned from time to time.
Minimum Academic Qualifications for job position above:
1. Diploma or Bachelor’s Degree in Commerce, Development Economics, Economics, Development studies, Business Studies, Accounting and Finance, Marketing, Financial Services and Business Computing, International Business, Business Statistics, Entrepreneurship & Small Business Management, Social Science, SWASA, Education, Microfinance, Adult and Community Education, Community Psychology, Procurement & Chain Supply Management, Procurement & Logistics Management, Human Resource Management, Industrial & Organization Psychology, Project Planning and Management, Entrepreneurship and Project Planning, Public Administration and Management, Sales and Marketing Management, B. Agriculture & Rural Innovations, Agricultural Engineering, Agricultural Extension, Engineering or in any other relevant / related field +
2. 2 Principal passes at A’ Level
3. Credit and/or Pass in English and Mathematics at O’ level.
Required Experience for job position ;
At least 2 years’ experience as a Credit Officer or Loans Officer in a Financial Institution.
Person Specifications for all the jobs position above:
1. Should be willing to work in any part of the country where Pride operates.
2. Should be ready to challenge themselves to continuously deliver exceptional performance.
3. Should be computer literate, highly motivated, innovative and a self-starter.
4. Should have excellent presentation, interpersonal and communication skills.
5. Should possess leadership skills.
6. Should be honest, trustworthy and have a high degree of integrity.
7. Should be fluent in commonly used local languages in the respective regions.
8. Should not be more than 40 years of age.
9. Desired Competencies/skills for all jobs above include
10. Emotional intelligence, Oral Communication
11. Written communication, Report writing.
12. Inter personal skills, Business acumen
13. Customer awareness, Cross-selling Computer knowledge.
14. Desired behaviors for all jobs above include,
15. Confidentiality, Self-drive,
16. Self-confidence, Integrity, pro activeness,
17. Compliance to policies, Discipline,
18. Diligence and Efficiency.
19. Self Confident
Method of Application
Interested candidates should forward their applications to the HEAD HUMAN CAPITAL MANAGEMENT, at the address below, not later than February 24, 2023; with a detailed curriculum vitae, letters of recommendation from 3 referees, copies of academic transcripts, postal address and a daytime telephone contact. All applicants are advised to deal directly with Pride, and canvassing is strictly not allowed. Only shortlisted candidates will be contacted Teachers and those with a teaching background are encouraged to apply for these positions.
Pride Microfinance Ltd
pml@pridemicrofinance.co.ug
Victoria Office Park, Block B, Bukoto,Plot 6-9, Ben Kiwanuka Okot Close,P.O Box 7566 Kampala, Uganda
Pride Microfinance Limited (Mdi), Victoria Office Park, Block B, Bukoto, Plot 6-9, Ben Kiwanuka Okot Close, P. O. Box 7566, Kampala. Tel. No. 0312-262366; Web. www.pridemicrofinance.co.ug