About US:
DFCU bank is a fast growing commercial bank offering a variety of innovative products and services. DFCU Limited was started by the Commonwealth Development Corporation (CDC) of the United Kingdom and the Government of Uganda through the Uganda Development Corporation (UDC) under the name of Development Finance Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and International Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25% stake in the company. Its objective was to support long-term development projects whose financing needs and risk did not appeal to the then existing financial commercial lending institutions.
Job Summary: The Retail Sales Officer will plan and carry out sales activities aimed at recruitment and retention of customers in accordance with agreed business plans and objectives to grow the liability and asset portfolio in line with the Consumer Banking strategy.
Key Duties and Responsibilities:
The incumbent will drive growth and profitability of the retail sales from new and existing consumer banking portfolios.
Provide technical support to the Schemes for increased productivity and penetration.
The incumbent will also attend to short and long term needs of retail customers in terms assets and liabilities so as to grow business and for cross-selling opportunities.
Work closely with the Branch Manager to plan and coordinate the sales activities scheduled for the period.
Risk Management of existing and new schemes/ customers to ensure a non-impaired asset and KYC compliant liability book.
Manage the retail portfolio by monitoring and controlling accounts under respective portfolio to minimise delinquency.
The Agricultural Loans Officer will steer the liability and asset growth in line with the branch targets
Review scheme portfolio to optimize scheme performance to re-activate the dormant ones for growth of the liabilities and assets for increased revenue.
Keep in line with changing market trends and devise better ways of selling bank products and services.
Ensure that all documentation and transactions are in line with local and regulatory anti-money laundering and KYC requirements, in order to comply with KYC.
Qualifications, Skills and Experience:
The applicant for the DFCU Bank Agricultural Loans Officer job opportunity must hold a University degree in any field.
Excellent selling, negotiation and influencing skills.
Good knowledge of the Bank’s systems & products.
Basic Credit Appraisal & financial analysis skills.
Commercially astute.
Excellent problem solving and decision-making skills, Personal organisation e.g. diary management.
Good organizational and team work (Winning together) skills.
Computer literacy i.e. proficiency in Microsoft Office software (e.g. Excel, Word).
How to Apply:
All candidates who so wish to join the banking sector in the aforementioned capacity are encouraged to send their applications with detailed CVs including present position and copies of relevant professional/academic certificates to: Vacanciesbank@dfcugroup.com
Deadline: 12th September 2017